I've run the league for close to 10 years. To increase the payout we created a second independent division. The two leagues run on yahoo independent of each other. League winners battle at year end for 75%/25% payout. League losers get their $55 check ripped up.
$5 of the $55 covers the trophy. The rest go to the winners.
I ask for a $55 postdated check to join. The checks are cashed at seasons end. We strive to payout the winner within 7 days of the League Supperbowl.
Please let me know if you are interested. I have a few references from this site.